Water damage, without the panic pricing.

When your house is wet, every answer online is trying to sell you something. These are free tools and straight numbers — sourced from published industry data, insurance-body guidance and the IICRC S500 standard — so you can act fast and negotiate from knowledge.

Start with a tool

Cost calculatorFour questions → an honest planning range, built on published per-square-foot data and the IICRC S500 categories.Open free →Insurance claim estimatorWill your policy pay? Three questions give you the likely verdict and the exact reason — plus what to document.Open free →First 60 minutesBurst pipe, flooding basement, ceiling leak or sewage — the step-by-step checklist for the hour that decides the bill.Open free →

Guides that answer the money questions

What restoration really costsThe full 2026 price picture: per-square-foot rates, what drives jobs from $1,300 to $10,000+, and where quotes pad.Read →Flooded basement cleanupPump-out timing, electricity safety, what's salvageable, costs by depth — and the flood-vs-pipe insurance trap.Read →Does insurance cover it?Every scenario in one table — burst pipes to floods — plus denial reasons and how to fight back.Read →Burst pipe playbookThe two bills (plumber vs restoration), the freeze facts, and the four moves that save thousands.Read →Ceiling water damageThe bulge rule, reading stains like an inspector, and repair costs from patch to replacement.Read →Mold: the 48-hour clockWhen DIY is safe (EPA's 10 sq ft rule), what remediation costs, and why insurance caps it.Read →

Why trust this

Every figure on this site is traceable to a published source — industry cost guides, the Insurance Information Institute, FEMA's flood program, and the IICRC restoration standard — and each page lists its sources at the bottom. No lead forms, no email walls, no invented “instant quotes.” When we can't know something (like what's inside your walls), we say so and tell you who can.

This is general information, not insurance, legal, or engineering advice. Estimates are planning ranges, not quotes — always get on-site assessments, and confirm coverage against your own policy wording or with your insurer.